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Stop us if you’ve heard this one before: One of the most important things to consider when buying a home for the first time is location, location, location. And then there’s that whole money thing to figure out. Thankfully, we’ve got some intel on the most affordable cities for new buyers. 

A recently released report from insurance company First American ranked the 10 best cities for first-time home buyers by looking at areas with the largest supply of affordable homes, and we were pleasantly surprised by the number-one option: Oklahoma City. Here, the median renter has an average annual income of $37,00 and can afford 74 percent of the homes for sale. Louisville, Kentucky and Memphis trailed closely behind in the second and third spots. 

Settling down in the low-key metropolis sounds pretty ideal, especially considering that if you moved an Oklahoma City renter to Los Angeles, they could only afford less than 2 percent of homes. But the real cherry on top is getting to enjoy all that the area has to offer. If you’re OKC-bound, Solare Shop will easily become your go-to for ceramics, kitchenware, and all things apothecary. Commonplace Books, a modern, sun-drenched store in midtown, will be your main source for coffee-table reads. When friends come to visit, get your taco and margarita fix at Iguana Mexican Grill, a colorful space designed by Sara Kate Studios, then check out the rotating murals in the Plaza District. When you’re officially exhausted from all your exploring, there’s Salt and Water Co., a clean-beauty shop offering holistic facials, makeup consultations, and natural hair treatments. This state capital isn’t just the most economical choice, it’s a no-brainer for design lovers, too. 

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